Terms of use.

These Terms of Use (“Terms”) govern your access to and use of the Kher & Avovo website at kheravo.com (the “Site”). The Site is operated by Kher & Avovo (“we”, “us”, “our”). Please read these Terms carefully before using the Site.

TODO(owner): The Site is operated by [Legal entity name] (UEN [UEN]), trading as Kher & Avovo. Fill these in before publishing.

01Acceptance of these terms

By accessing or using the Site, you agree to be bound by these Terms and by our Privacy Policy. If you do not agree, please do not use the Site. We may update these Terms from time to time, and your continued use of the Site means you accept the current version.

02Permitted use

You may use the Site for lawful, personal, and legitimate business purposes — to learn about our services and to get in touch with us. You agree not to:

• use the Site in any way that breaches any applicable law or regulation;
• attempt to gain unauthorised access to the Site, its server, or any connected system;
• interfere with, disrupt, or place an unreasonable load on the Site or its infrastructure;
• scrape, harvest, or systematically extract content or data from the Site without our consent;
• submit false, misleading, or unlawful information through our contact form; or
• use the Site to transmit any malware, spam, or other harmful material.

03Intellectual property

All content on the Site — including the “Kher & Avovo” name and wordmark, the ampersand mark, logos, text, copy, graphics, design, layout, and code — is owned by or licensed to Kher & Avovo and is protected by intellectual property laws. The Kher & Avovo brand and visual identity are our property.

You may view and print pages from the Site for your own reference. You may not otherwise copy, reproduce, republish, distribute, modify, or use any part of the Site for commercial purposes without our prior written permission.

04No professional advice; no warranty

The content on this Site is provided for general information about Kher & Avovo and its services. It does not constitute marketing, business, legal, financial, or other professional advice, and should not be relied upon as such. Any engagement for professional services is governed by a separate written agreement between you and us, not by this Site.

The Site is provided on an “as is” and “as available” basis. To the fullest extent permitted by law, we make no warranties or representations of any kind, whether express or implied, about the accuracy, completeness, reliability, or availability of the Site or its content.

05Limitation of liability

To the fullest extent permitted by law, Kher & Avovo shall not be liable for any indirect, incidental, special, consequential, or punitive loss or damage, or any loss of profits, revenue, data, or goodwill, arising out of or in connection with your access to or use of (or inability to use) the Site. Nothing in these Terms excludes or limits any liability that cannot be excluded or limited under applicable law.

06Third-party links

The Site may contain links to third-party websites or services (for example, an email or scheduling tool). These are provided for convenience only. We do not control and are not responsible for the content, policies, or practices of any third-party site, and a link does not imply our endorsement. Your use of any third-party site is at your own risk and subject to that site's own terms.

07Changes to the Site and to these terms

We may change, suspend, or discontinue any part of the Site at any time without notice. We may also revise these Terms from time to time; the “effective date” above shows when the current version took effect. We encourage you to review these Terms periodically.

08Governing law

These Terms, and any dispute or claim arising out of or in connection with them or the Site, are governed by and construed in accordance with the laws of Singapore. You agree to submit to the exclusive jurisdiction of the courts of Singapore.

09Contact

If you have any questions about these Terms, please email us at contact@kheravo.com.